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Bad Credit Mortgages and Remortgages in the UK

  

Do any of these apply to you?

 
  • Mortgage or rent arrears
  • County Court Judgements (CCJ's)
  • Decrees (Scotland)
  • Repossession
  • Bankruptcy
  • I.V.A
 

Dont worry! An estimated 20% of all UK mortgage applicants have been refused a standard mortgage from high street lenders at some time. Fortunately, there are now numerous non status and poor credit providers of adverse mortgages in the UK who will be happy to offer you the right product for your current circumstances.

Although adverse and bad credit mortgages can be slightly more expensive than standard mortgage rates, careful management of your mortgage repayments will result in a more beneficial rate after a period of time, (generally two - three years). This will assist in rebuilding your credit history.

We have specialist bad credit mortgage advisors available to discuss your situation and assist you in applying for an adverse mortgage product. We are a no fee broker - so we don't charge any fees for any advice we give or services that we may offer. If we find a mortgage for you we will complete all the forms and paperwork for you liasing directly with the lender, solicitors and estate agents from start to finish.

  
  Just fill in our short mortgage enquiry form or call us on 0845 458 2633.  
Initial Disclosure Document - Mortgage Terms of Business Document - Buy to Let Terms of Business Document
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
This site is intended for UK residents only. The overall cost for mortgages for comparison is 7.6% APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. There may be an additional charge for advise on these loans.

Bad Credit Mortgages is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority. Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY.
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287
The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.


Bad credit and non status mortgage advice and overview

At Bad Credit Mortgages you have access to online quotes, information and advice for people looking for remortgages or mortgages for those who dont have a perfect credit history in the UK. Your credit scoring maybe low or your may have mortgage arrears or CCJ's. Finding a home loan at the right rate can be difficult but with the help from independent mortgage advisors who specialise in non status, bad and adverse credit mortgages.

Just because you currently have a poor credit rating doesn't mean that it can't be fixed. You may have been refused credit in the past but with the security of a home it may be easier to find the right lender. Then your previous problems with refusals, defaults, ccj's, bankruptcy etc can be a thing of the past where you can rebuild your credit rating.

There are many products on the market and sub prime mortgage lenders in the UK for mortgages. loans and credit cards with bad credit, bad debt loans, loans for bad credit, whether you are a first time buyer, home mover or looking to remortgage your current property be it a house or flat.

All you have to do is fill in our online form and you will be contacted by a qualified person who can help you to find the best deal for your needs. Not matter what your credit background there is always someone out there who can help. So whether it is for bad credit mortgages uk, ccj mortgage, bank accounts for bad credit, credit cards with a bad credit history or secured and unsecured loans for bad credit or debt consolidation, then apply today for a decision to change your current finacial situation.