Get a quote
   
What is bad credit?
Check your credit rating
Will I get a mortgage
The true cost of buying
How much can I borrow
Choosing your property
Buying Process
Remortgage Process
Calculators
Adverse Credit Lenders
Glossary of Terms
 
News
Contact Us
About Us
Glossary

Adverse/Bad Credit Lenders

Home  

 

  
  • Mortgage or rent arrears
  • County Court Judgements (CCJ's)
  • Decrees (Scotland)
  • Repossession
  • Bankruptcy
  • I.V.A
 

 

Lenders recognise that not everyone with a history of bad credit will be the same.

A minor or light adverse credit applicant will have only one satisfied CCJ @ £200

The lenders offering this mortgage product include:

  • Northern Rock
  • Abacus
  • Mansfield Building Society Local
  • Monmouthshire Building Society
  • Britannia Building Society

Medium adverse credit - 2 CCJ's fo £2000 unsatisfied and one default £1000 satisfied:

  • Pink HL Bristol & West
  • Kensington
  • Abacus
  • Genesis HL
  • Mortgages PLC

Heavy adverse credit - 3 CCJ's of £11,000 unsatisfied, 2 defaults £1,000 each 1 satisfied, 3 months arrears unsatisfied:

  • Abacus
  • Kensington
  • First National
  • Genesis HL
  • Bristol & West
  • GMAC-RFC
 
 
 
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
This site is intended for UK residents only. The overall cost for mortgages for comparison is 7.6% APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. There may be an additional charge for advise on these loans.

Bad Credit Mortgages is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority. Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY.
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287
The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.