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Dont worry an estimated 20% of UK applicants have been refused a standard mortgage from high street lenders. Fortunately, there are now numerous non status and poor credit providers of adverse mortgages in the UK who will be happy to offer you the right product for your current circumstances.

Although adverse and bad credit mortgages can be slightly more expensive than standard mortgage rates, careful management of your mortgage repayments will result in a more beneficial rate after a period of time, (generally two - three years). This will assist in rebuilding your credit history.

Need to check your credit rating? There are a number of credit rating agencies. For their details click Credit Rating Agencies.

  
 
 
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
This site is intended for UK residents only. The overall cost for mortgages for comparison is 7.6% APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. There may be an additional charge for advise on these loans.

Bad Credit Mortgages is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority. Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY.
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287
The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.